Come talk to BAI and discover how easy it is to have your own House.
Buying a property is one of the most important decisions you can make. And now is also one of the easiest to solve. Come talk to BAI.
Discover in BAI a partner ready to listen to your needs and an expert to find the best solutions. For that you can count on a flexible Housing Credit, that meets your needs and says Yes to your wishes.
• Purchase of real estate for housing;
• Interest rate consistent with the rates offered on the market;
• The borrower can still make early repayment of the amount owed, without suffering penalties.
• Be a Client of the Bank for at least six (6) months;
• Reimbursement of 15% of the value of the property to be acquired or the cost of the house building;
• Legal relationship and employment with an entity of proven suitability for at least six (6) months and confirmed with the existence of a contract for an indefinite period;
• Presentation of the documentation of the property, in the case of financing the acquisition of property (deed certificate, dot matrix);
• In the case of housing construction, construction budget presentation;
• Minimum amount of credit: up to 85% of the assessed value of the property.
• Repayment period: maximum 20 years, subject to negotiation and individual conditions of each customer;
• Regardless of the terms of the loans, the maximum age limit for payment is 55 years.
For more information contact the nearest BAI branch from Monday to Friday, from 8:00 to 3:00 pm.