Auto Loan

Auto Loan is intended for the purchase of new vehicles sold by dealers authorized by the Ministry of transport

Auto Value (AKZ) *

0,000 AKZ 15.000.000 AKZ

Maturity (months) *

12 months 36 months

Stress Rate

35%

Start of the first monthly fee?*

Additional Payments (AKZ)*

Base salary*

 

Final result

Monthly Payment

See payment plan

Detailed simulation result

Credit value (90%)
Monthly payment
Annual interest rate
Nr. of monthly payments
Maturity (months)
Nr. of actual monthly payments
Stress Rate
Total Interest

The simulation results submitted are indicative. Assumptions about the credit request, as well as the validation of eligibilit, must be made in the respective local clearance desk.

No. Payment Date Initial
Balance
Monthly payment Additional Payments Total Payments Capital Interest Final
Balance
Auto Value (AKZ):
Must enter the value of the proforma invoice of the vehicle you want to buy.
Maturity (months):
Choose the period you want to redeem the Auto Loan.
Start date:
Day that you want to start the redeem credit car.
Additional Payments (AKZ):
Inserir montante que o Cliente se predispõe contribuir mensalmente para além dos 10% de comparticipação do valor do automóvel.
Base salary (AKZ):
The Bank does not consider allowances or other remuneration, only the monthly base salary.
Note:
The simulation results submitted are indicative. Assumptions about the credit request, as well as the validation of eligibilit, must be made in the respective local clearance desk.
Related Costs:
Documents:
Letter of Credit Request;
proforma invoice of the vehicle;
Declaration of Assignment of Wages;
Photocopy of 3 (three) last salary receipts;
photocopy of the identity card;
photocopy of taxpayer card;
Updated certificate of residence or Address confirmation statement;
Insurance with validity of at least 1 (one) year, renewable obligatorily with the following conditions:
according to the Pricing of BAI.

Civil liability;
Own Damage;
The insured amount should be necessarily carried out by the value of the sale confirmed by the deposits made to the account of the operator or of the assessment by the insurer selected by BAI;
Rights except by BAI
Note:
The simulation results are only illustrative. The request any funding proposal is made by delivering the documents list and eligibility conditions required for this purpose. The Bank casuistically consider the proposals and decide depending on the credit risk of each of the proposals by BAI Agency where the process was received.