Anticipate your projects in 12 months.


The Salary Loan is a consumer credit for employed customers that have salaries domiciled at BAI. Customers can take advantage of a credit equivalent to 6 (six) times their basic monthly salary up to a ceiling of AKZ 4,000,000.00 (4 million Kwanzas), and period of repayment of capital plus interest of up to 12 (Twelve) months.

Associated Benefits:

Credit accessibility, being the customer´s wages the only guarantee required. The client may use the credit for whatever purpose he desires, according to their needs;
Speed in the process.

Conditions of access:

• Be a BAI client for at least 6 (six) months;
• Domiciliation of Salary for at least 3 (three) months;
• Legal and employment relationship with company or public institution confirmed by the existence of a contract for indeterminate time for at least 6 months;
• Declaration of assignment of wages;
• Letter of credit request depending on the model in force at the Bank;
• Photocopy of 3 (three) last receipts of salaries;
• Photocopy of the identity card;
• Photocopy of taxpayer card;
• Certificate of residence or acknowledgment Statement updated address.

For more information contact the nearest BAI branch from Monday to Friday, from 8:00 to 3:00 pm.