Who we are


Created in November 14 1996, BAI is today a dynamic Bank using the most modern technologies. 
We pay particular attention to efficiency and personalization on market approach, and work to become indispensable partners of your business. We strive in the attentive service to the needs of the Individuals segment and offer innovative solutions to support SMEs (small and medium enterprises) while being an indispensable reference among the largest business groups in the country.


A solid team with dedicated and empowered professionals guarantees our presence on the national and international market.
With 144 (144) points of service in Angola, with eleven (11) Business Service Centers, nine (9) posts, two (2) Premium Services Centers, and one (1) electronic channel, BAI direct. Internationally, the Bank is present in Portugal, through BAI Europa, in Cape Verde through BAI Cabo Verde, and partnerships that ensure our businesses in São Tomé and Principe.


BAI bets in a diverse and distinctive offer, according to the financial needs of its customers. The creation of differentiated value propositions is based on constant development of our products and services, but also the adoption of segmentation criteria adjusted to customers ' characteristics.

BAI group

The formation of a well referenced financial group, the diversification of the activity of the group, as well as its internationalization, are important vectors in the Bank's strategy.


On December 31 of 2015, BAI had three subsidiaries in the banking sector: BAI Europa S.A. (BAIE), BAI Micro Finance S.A. (BMF) and BAI Cabo Verde (BAI CV), holding a minority stake in International Bank of São Tomé and Príncipe (BISTP). In the non-banking financial sector, the Bank holds control of the New Insurance Company of Angola (NOSSA insurance) and has a stake in the private equity investment fund of Angola (FIPA).
Additionally, in the non-financial sector, BAI has the control of the Angolan society of private higher Education (SAESP) and BAI Foundation.